Use of this Web site is governed by the following terms and conditions
which are subject to change without notice to you. Please read them
carefully before using this site.
Limited licence and use
YorkStreet Financial Inc. and David J. Reckin grant you a limited licence
to display the contents of this site on your computer and print, download
and use the materials on this site solely for personal or educational
purposes and for purposes of doing business with YorkStreet Financial Inc.
and David J. Reckin, provided that the contents of the site are not
modified in any way and that all copyright and other notices are
maintained. You agree not to, or allow others to, directly or indirectly,
attempt or actually disrupt, impair or interfere with, alter or modify this
site or any of its content. You agree not to, or allow others to, directly
or indirectly, collect or attempt to collect any information about others,
including passwords, account or other information. In order to use this
site, you must have attained the minimum prescribed age in the jurisdiction
in which you are resident to contract for the products and services.
This site is for general information purposes only and is not intended to
provide you with any personalized financial, insurance, legal, accounting,
tax or other professional advice. You will not rely on this site as a
substitute for independent research or for personal advice from a financial
security advisor of Freedom 55 Financial, a division of London Life, or its
affiliated companies or any other appropriate professional advisor.
Nothing on this site constitutes an offer to buy or sell products or
services of London Life, its affiliated companies or suppliers. All
products and services are subject to the terms and conditions of any
applicable contracts. London Life products and services and those of third
parties which may be referred to on this site are available only in
jurisdictions where they may be lawfully offered for sale in Canada.
YorkStreet Financial Inc. and David J. Reckin may only solicit the sale of
financial products and services for which YorkStreet Financial Inc. and
David J. Reckin have been duly licensed in the jurisdiction in which the
sale occurs. The use and content of this site, and the terms and conditions
contained herein, shall be governed by the laws of the province in which
YorkStreet Financial Inc. and David J. Reckin reside and you agree to
attorn to the jurisdiction of the courts of that province.
Privacy and Confidentiality
You acknowledge that YorkStreet Financial Inc. and David J. Reckin collect
and use personal information for purposes of providing the services
contained on this site. YorkStreet Financial Inc. and David J.Reckin are
committed to respecting the privacy and confidentiality of information in
accordance with applicable law. YorkStreet Financial Inc. and David J.
Reckin have established and will continue to maintain appropriate
safeguards to protect the security and confidentiality of personal
information. However, you acknowledge and confirm that the Internet is not
a secure medium where privacy and confidentiality can be guaranteed and
that complete security and confidentiality of transmissions to and from
this site over the Internet is not possible at this time. Your confidential
use of the site cannot be guaranteed and you acknowledge that your use of
the site (including information you transmit to the site) may be subject to
access or manipulation by, or disclosure to, third parties. Without
limiting any other disclaimer herein, YorkStreet Financial Inc. and David
J. Reckin shall not be responsible or liable for any damages that you or
any other person may suffer in connection with any such breach of privacy,
confidentiality or security. If you are provided with a user name and
password to access any part of this site, you agree to be liable for all
uses of your user name and password, including unauthorized use without
your consent and you acknowledge that YorkStreet Financial Inc. and David
J. Reckin shall not be responsible to confirm the actual identity or
authority of any user. Instructions provided pursuant to such user name and
password shall constitute sufficient authority YorkStreet Financial Inc.
and David J.Reckin to execute any transactions directed thereunder. You
agree to notify YorkStreet Financial Inc. andDavid J. Reckin immediately
should the confidentiality of your user name and password be in jeopardy.
The security of e-mail communication cannot be guaranteed at this time. Any
person wishing to communicate or send information of a private or
confidential nature to the financial security advisor is encouraged to do
so by other means.
This site has been developed by YorkStreet Financial Inc. and David J.
Reckin. The contents of this site are the property of YorkStreet Financial
Inc. and David J. Reckin and third parties whose information or materials
are contained on the site. All information and materials contained on this
site are protected by copyright, trademark and other intellectual property
laws of Canada and other countries. Subject to the limited licence to use
this site as described above, no person may copy, redistribute, reproduce
or republish in any form, or link to this site or its contents in any
manner whatsoever, including by way of hyperlinks or framing, unless that
person has obtained the prior written consent of the financial security
advisor. Any infringement of the rights of YorkStreet Financial Inc.
andDavid J. Reckin may result in appropriate legal action.
YorkStreet Financial Inc. and David J. Reckin own or have obtained the
right to use by licence or otherwise the trademarks used on or in
connection with the goods and services provided. The trademarks are
protected by Canadian and foreign trademark laws. All rights reserved. The
display of trademarks on this site shall not in any way be construed as an
implied licence to use such trademarks.
These trademarks may include, without limitation, the leaf design, Freedom
55 and Freedom 55 Financial which are trademarks of London Life and other
registered and unregistered trademarks of London Life and other third
- The content of this site is provided solely for personal and
educational purposes and for purposes of doing business with YorkStreet
Financial Inc. and David J. Reckin and is subject to modification
without notice to you. While information posted on this site is
believed to be reliable and accurate at the time of posting, YorkStreet
Financial Inc. and David J. Reckin do not guarantee, represent or
warrant that the information contained on this site is accurate,
complete, reliable, verified or error free.
- YorkStreet Financial Inc. and David J. Reckin make no express or
implied representations or warranties regarding the usability or
condition of this site, that this site will operate uninterrupted or
error free, or that this site will operate in combination with any
services or software used in connection therewith or that it shall be
viewed consistently with all browser software or that any communication
transmitted to or from this site is private, confidential or secure.
YORKSTREET FINANCIAL INC. and DAVID J. RECKIN EXPRESSLY DISCLAIM
ALL REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED,
STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, THE
WARRANTIES AND CONDITIONS OF MERCHANTABLE QUALITY AND FITNESS FOR A
PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, TIMELINESS,
SECURITY OR ACCURACY, AND ANY REPRESENTATIONS, WARRANTIES OR
CONDITIONS THAT MAY ARISE FROM A COURSE OF DEALING OR USAGE OF
YOU ASSUME FULL RESPONSIBILITY FOR RISK OF LOSS OF ANY NATURE
WHATSOEVER RESULTING FROM YOUR USE OF THIS SITE.
Without limiting the generality of the foregoing, you acknowledge and
agree that none of the financial security advisors, London Life or any
of its affiliates, or any of their directors, officers, employees or
agents shall be liable to you for loss of data, computer time or any
loss or damage of any nature whatsoever arising out of or attributable
in any manner whatsoever to your use or inability to use this site for
any reason whatsoever or to any action or inaction on the part of
YorkStreet Financial Inc. and David J.Reckin or for any direct,
indirect, special or consequential damages, even if YorkStreet
FinancialInc. and David J. Reckin have been advised of the possibility
thereof, including but not limited to lost profits, lost opportunities
or business revenues, loss of goodwill, or failure to realize expected
- This site contains links to other sites which sites are not maintained
or controlled in any way by the financial security advisor. Such links
are provided for convenience only and are not to be construed as an
endorsement by the financial security advisor or any other party of the
products, services, advice or opinions or any other content of such
For more information concerning the terms and conditions of use of this
site or to request the authorization to reproduce or distribute the content
of this site or any part thereof, please contact YorkStreet Financial Inc.
or David J. Reckin.